Platform Features

Everything you need to find your home.

A mortgage calculator, AI home search, and live MLS data — in one fast, bilingual tool.

Why This Is Different

Not your average mortgage tool.

See how this platform compares to what most buyers and agents are used to.

Recommended
Find Your Home
Calculator + AI + Live Listings
Other Tools
Traditional Calculators & IDX
True cost accuracy
Shows all 6 costs: P&I, tax, insurance, PMI, maintenance, utilities
Most calculators show only principal & interest
AI home search
Natural language MLS search — “3bd in Salinas under $400K”
Basic filters or no search at all
Bilingual support
Full English + Spanish — every label, tooltip, and AI response
English only (if any)
Lead quality
Captures budget, timeline, loan type, down payment, DTI
Basic “contact me” form
Amortization & payoff
Interactive charts, payoff acceleration, interest savings
Static tables or none
PDF reports
Personalized one-page summary with full cost breakdown
Generic printout or nothing
Partner collaboration
Shareable sessions — reactions, notes, rankings between partners
No collaboration tools
Home value estimates
AI-powered valuations with comps and market trends
Need a separate site (Zillow, Redfin)
Market intelligence
Median prices, inventory, days on market by neighborhood
No market data
Mortgage programs
FHA, VA, USDA, ITIN details with specific costs and rates
Generic program list
Speed & performance
Fast and lightweight — no heavy plugins
Often slow, bloated with third-party scripts
Design & accessibility
Dark mode, mobile-first, WCAG accessible
Limited customization

All Features

25 features. One platform.

Calculator & Financial Tools

Mortgage Affordability Calculator

5-step wizard that walks buyers from goals to a personalized results screen with everything they need to know.

True Cost Breakdown

See all 6 monthly costs — principal, interest, tax, insurance, PMI, maintenance, and utilities — not just P&I.

Amortization Schedule

10-year stacked bar chart, principal/interest crossover milestone, 5-year preview table, and full schedule modal.

Payoff Acceleration

Extra monthly payments or biweekly toggle — see exactly how much interest and time you save with a new payoff date.

Buy vs Rent Analysis

10-year equity projection versus rent payments, with a clear breakeven month so you know when buying pays off.

DTI Affordability Gauge

Color-coded debt-to-income gauge (green/yellow/red), confidence score, and context-aware financial tips.

Refinance Calculator

Monthly savings, total interest saved, and break-even analysis. Supports Rate & Term, Cash-Out, and FHA Streamline.

Upfront Costs Summary

Down payment, closing costs, inspection, appraisal, title insurance, and moving costs — all in one clear view.

Live Mortgage Rates

Real-time rates for 30yr, 15yr, FHA, VA, and ITIN loans — with daily change indicators and source attribution.

Mortgage Programs

FHA, VA, USDA, ITIN, and first-time buyer program details with specific costs, rates, and eligibility info.

AI & Search

AI Home Search

Type naturally and get real MLS listings — powered by Repliers NLP with context-aware follow-ups.

Rich Listing Cards

Photos, price, beds/baths/sqft, days on market, MLS number — plus save and like buttons on every card.

“I Like This” Smart Search

Like one or more listings and the AI automatically finds similar properties based on beds, price, city, and type.

Bilingual AI Assistant

Full English and Mexican Spanish — the AI switches mid-conversation and uses local terminology like recamara and enganche.

Collaboration & Export

Partner Sessions

Share a search session with your partner via a compact URL. Both can save listings independently with a 72-hour window.

Reactions & Notes

Like or dislike listings, rank your top 3 favorites, and add private notes per listing — per partner.

PDF Report Export

Download a clean, personalized one-page summary: monthly payment, cost breakdown, upfront costs, and loan details.

Market Stats Dashboard

Median prices, inventory levels, days on market, and price trends — broken down by neighborhood.

Estimator & Resources

Home Value Estimator

AI-powered home valuation with comparable sales, property details, assessment history, and market trends.

Mortgage Glossary

25 mortgage terms explained in plain English with real-world Monterey County examples and related term links.

Listing Detail Pages

Full photo gallery, property details, tax history, school ratings, comparable properties, and contact form.

Design & Accessibility

Dark Mode

System-aware detection plus a manual toggle on every page. Easy on the eyes, day or night.

English / Spanish

Every label, tooltip, calculator result, and AI response available in both English and Mexican Spanish.

Mobile-First Design

Optimized for 375px and up. Touch-friendly inputs, full-screen chat on mobile, and no horizontal scroll.

Accessibility (WCAG)

ARIA labels, keyboard navigation, semantic HTML, color contrast compliance, and skip-to-content links.

See it in action.

Try the calculator yourself, or get a personalized walkthrough.